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Here’s how a small Utah bank charmed customers for 50 years — as it becomes the West’s 1st Black-owned bank

With Wednesday’s ribbon cutting, the Spratling family is passing the baton after half a century of community service.

(Francisco Kjolseth | The Salt Lake Tribune) Ron N. Spratling Jr., founder of Holladay Bank & Trust, poses with his daughter Katie Spratling inside the bank established in 1974. Katie Spratling will remain as the bank’s president, following the bank’s acquisition by Black-owned Redemption Holding Co.