(Sarah Blesener | Reveal via AP file) This Nov. 12, 2017, photo provided by Reveal shows Point Breeze neighborhood in Philadelphia. Fifty years after the federal Fair Housing Act banned racial discrimination in lending, African Americans and Latinos continue to be routinely denied conventional mortgage loans at rates far higher than their white counterparts. In Philadelphia, African Americans and non-Hispanic whites make up a similar share of the population there, but the data showed whites received 10 times as many conventional mortgage loans in 2015 and 2016.
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