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An Ogden single mom lost half her work hours during COVID-19. Then, payday lenders nearly drove her to despair.

Utah collectors and payday lenders filed tens of thousands of court cases against state residents during the pandemic.

(Francisco Kjolseth | The Salt Lake Tribune) Elisha Callahand, pictured on Tuesday, July 20, 2021, is a Utahn who was taken to court during the pandemic by a payday lender. Payday lenders and debt collectors in Utah received millions of dollars in PPP loans during the pandemic, but they kept on suing people and garnishing their wages even during the height of COVID-19.  She says the financial strain she felt during the pandemic threw her into a deep depression and made her feel like there was no way out.

(Francisco Kjolseth | The Salt Lake Tribune) Elisha Callahand, pictured on Tuesday, July 20, 2021, is a Utahn who was taken to court during the pandemic by a payday lender. Payday lenders and debt collectors in Utah received millions of dollars in PPP loans during the pandemic, but they kept on suing people and garnishing their wages even during the height of COVID-19. She says the financial strain she felt during the pandemic threw her into a deep depression and made her feel like there was no way out.