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Is my money safe? Here’s what is covered, and how you can do more.

Here are some answers to questions you may have about checking accounts and about money at investment firms.

(Jim Wilson | The New York Times) FDIC official Luis Mayorga speaks with Silicon Valley Bank clients in front of the Silicon Valley Bank's headquarters in Santa Clara, Calif., on March 13, 2023. The FDIC and other entities will protect most people’s bank and brokerage balances; but it’s as good a time as any for consumers to create other backstops.

(Jim Wilson | The New York Times) FDIC official Luis Mayorga speaks with Silicon Valley Bank clients in front of the Silicon Valley Bank's headquarters in Santa Clara, Calif., on March 13, 2023. The FDIC and other entities will protect most people’s bank and brokerage balances; but it’s as good a time as any for consumers to create other backstops.

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By Ron Lieber and Tara Siegel Bernard | The New York Times