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Are older adults more vulnerable to scams? What psychologists have learned about who’s most susceptible, and when.

Financial exploitation takes many forms, and it often comes from people within an older person’s social circle.

(Allen Breed | AP)This Monday, June 11, 2012, file photo shows piles of official-looking sweepstakes and other mailings spread on a table at the North Carolina Attorney General's office in Raleigh, N.C. According to the National Council on Aging, sweepstakes and lottery scams are among the top 10 financial scams targeting seniors. Americans over 65 are often victims of financial fraud and exploitation from scammers and even unscrupulous relatives, caretakers and others they know.