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This Nov. 21, 2013 photo shows the sign that remains at the Indian Village gift shop in the Big Thompson Canyon on U.S. Hwy 34. The store was lost in the September flood. September’s flood washed away U.S. Highway 34, 65 bridges and 1,500 homes in Larimer County. Now many work to rebuild without the benefit of flood insurance. (AP Photo/The Coloradoan, Richard Haro)
Colorado floods: Who should bear the burden after natural disasters?

Colorado mountain residents say two costly, destructive floods since 1976 won’t scare them off.