Applying for Obama health care plan no easy task

Mandate » Come Oct. 1, uninsured could face 15-page enrollment form.

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—Con: If anyone in your household is offered health insurance on the job but does not take it, be prepared for some particularly head-scratching questions. For example: "What’s the name of the lowest cost self-only health plan the employee listed above could enroll in at this job?"

HHS spokeswoman Erin Shields Britt said in a statement the application is a work in progress, "being refined thanks to public input."

It will "help people make apples-to-apples comparisons of costs and coverage between health insurance plans and learn whether they can get a break in costs," she added.

But what if you just want to buy health insurance in your state’s exchange, and you’re not interested in getting any help from the government?

You’ll still have to fill out an application, but it will be shorter.

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