This is my proposal for health care reform:
1) End the mandate on individuals and employers to buy insurance.
2) Insurance is not required to receive medical treatment.
3) As an alternative to insurance, medical facilities may offer a service plan to their patients.
4) Tax-free health savings accounts to be used only for medical expenses. No limits on the amount deposited, total balance or amount used for medical expenses. The funds may be placed into three types of accounts: interest free, low interest or investments. Starting at age 65, the money can be withdrawn from the account for any reason, but is subject to a 10 percent tax.