This is an archived article that was published on sltrib.com in 2015, and information in the article may be outdated. It is provided only for personal research purposes and may not be reprinted.

If you're thinking of opening a business or expanding your existing business, you might need help with financing. U.S. Small Business Administration (SBA) participates in a number of loan programs designed for business owners who may have trouble qualifying for a traditional bank loan. First Utah Bank has experienced SBA professionals who will tailor an SBA loan to fit your needs.

• $10,000 Off Loan Closing Costs

• No SBA Guaranty Fee on Loans of $150,000^ or less

• Competitive Terms and Rates

Here are the top 17 industries for SBA loans in Utah:

1. Dentist Offices

2. Full-Service Restaurants

3. Limited-Service Restaurants

4. Landscaping Services

5. General Automotive Repair

6. General Freight Trucking, Long Distance, Truckload

7. Physician Offices (except Mental Health Specialists)

8. Lawyer Offices

9. General Freight Trucking, Local

10. Plumbing, Heating, and Air-Conditioning Contractors

11. Hotels (except Casino Hotels) and Motels

12. Chiropractor Offices

13. Electrical Contractors

14. Beauty Salons

15. All Other Specialty Trade Contractors

16. Sporting Goods Stores

17. Custom Computer Programming Services

If your business does not fall into one of the industries listed above First Utah Bank would still like to be your business partner by offering you reduced fees, longer terms, fully amortizing loans on commercial real estate (owner occupied), as well as loans for equipment purchases, business acquisitions, debt refinance, and working capital. As a local small business owner, your success is our success.

As one of Utah's top 10 SBA Lenders and as a community bank, First Utah Bank's, goal is to help your small businesses grow and thrive. We understand your strategy, because it is our strategy. We serve you with personal knowledge, make quick decisions on a local level, and operate profitably to employ local families and help the local economy.

Visit http://www.SBALoansApproved.com to get started today.

*On Approved Credit **Reduced fees are based on a sliding scale as follows: on new loan balances between $1.00 to $499,999 the fees will be waived up to 1% of the loan amount or $2,500 which ever is less, on new loan balances between $500,000 to $999,999 the fees will be waived up to $5,000, on new loan balances between $1,000,000 to $1,499,999 the fees will be waived up to $7,500, and on new loan balances between $1,500,000 to $5,000,000 the fees will be waived up to $10,000. Offer Excludes SBA 504 Loans. Application must be submitted for an SBA Term Loan to First Utah Bank on or before December 31, 2015 and if approved the loan must be closed and funded no later June 30, 2016. ^To qualify for the SBA guaranty fee discount the aggregate SBA loan exposure per borrower must not exceed $150,000 within the last 90 days from the date the last SBA's loan approval was obtained.