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New laws taking effect in Utah on Friday include added restrictions on payday lenders and a path for Utah to invest more than $50 million in an Oakland coal shipping port, despite leaders of the California city voting this week to ban coal, citing environmental concerns.

About 20 laws are taking effect Friday, many involving budget matters that correlate with the July 1 start of the new budget year.

Most of the law passed this year already took effect May 10, a default date marking 60 days from the end of the Utah's short legislative session.

Highlights of the handful of new laws taking effect on Friday:

OAKLAND COAL PORT

The new law to fund Utah's investment in the Oakland port shuffles around taxpayer money from several funds. Utah's governor and lawmakers say the project is a worthwhile investment and would help the state's rural coal country send its product to overseas markets in Asia. It could also be used to export products such as potash or salt, they say.

On Monday, the Oakland City Council voted to bar coal and petroleum coke at the city's shipping terminals. It's unclear if plans for the terminal will go forward with products other than coal being shipped, or if the matter will end up in court, something a lawyer for the group trying to construct the port hinted at this week.

Utah's law also allows the state to use the money it stashed for projects such as oil and gas pipelines, power lines or rail projects. Utah's Permanent Community Impact Fund Board, which controls the money, had planned to hold onto the funds for about a year while a consultant looked over details regarding the Oakland terminal project and Utah counties submitted a proposal to the board about the investment.

The board's plan has not changed at this point, said Christina Davis, a spokeswoman for Utah's Department of Workforce Services, which oversees the board.

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PUBLIC LANDS LAWSUIT

One new law would set up a fund for other states or private individuals to donate to Utah's potential lawsuit to try to force the federal government to give up control of more than 30 million acres of public land. Utah lawmakers have already put aside $4.5 million for the case, which is estimated to cost up to $14 million. Utah lawmakers say they expect any lawsuit would not be launched until 2017, but the decision rests with Utah's attorney general.

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PAYDAY LENDING

Payday lenders are now required to run a credit check on new customers starting Friday. If someone defaults on their payments, lenders must notify the person how they can pay off the loan with an extended payment plan, under the new law. It also adds new reporting requirements, including how many times they go to court to seek repayments from someone.

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WATER INFRASTUCTURE

This law would greenlight the transfer of tens of millions of dollars from transportation projects to fund water projects, which could include the controversial Lake Powell pipeline in southwestern Utah. The billion-dollar pipeline would pull water from the Colorado River to growing southwestern Utah counties. Critics have questioned how water users and water districts will pay for the project, and say the pipeline may not be needed, pointing to a state report last summer that found water officials don't know exactly how much water Utah residents are using or when the state will face a shortage.

Lawmakers voting for the measure say that the law doesn't commit Utah to building any particular project but ensures the state can pay for infrastructure years from now.