INSURANCE - The Salt Lake Tribune http://www.sltrib.com/feeds/topics/INSURANCE News from The Salt Lake Tribune en-us webmaster@sltrib.com (Webmaster) Have insurers found new ways to avoid the sick? http://www.sltrib.com/sltrib/money/58306028-79/insurance-health-plans-patients.html.csp <div class="hnews hentry item"> <h4><a class="url entry-title" href="http://www.sltrib.com/sltrib/money/58306028-79/insurance-health-plans-patients.html.csp">Have insurers found new ways to avoid the sick?</a></h4> <span class="author vcard"><span class="fn">By RICARDO ALONSO-ZALDIVAR</span></span> <span class="source-org vcard"><span class="org fn"> The Associated Press</span></span> <h5><span class="updated" title="2014-08-17T10:33:09.119-06:00">Updated Aug 17, 2014 10:33AM MDT</span></h5> <div class ="entry-content">Washington • Ending insurance discrimination against the sick was a central goal of the nation’s health care overhaul, but leading patient groups say that promise is being undermined by new barriers from insurers. The insurance industry responds that critics are confusing legitimate cost-control with bias. Some state regulators, however, say there’s reason to be concerned about policies that shift costs to patients and narrow their choices of hospitals and doctors. With open enrollment for 2015 ...</div> <h5><a rel="item-license" href="#license-583060282014-08-17T10:33:09.119-06:00" id="#license-2014-08-17T10:33:09.119-06:00"> Copyright 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.</a></h5> </div> 58306028@www.sltrib.com Sun, 17 Aug 2014 10:33:09 MDT Feds: 4,300 Utahns must verify immigration status or lose coverage http://www.sltrib.com/sltrib/news/58292773-78/health-coverage-utah-immigration.html.csp <div class="hnews hentry item"> <h4><a class="url entry-title" href="http://www.sltrib.com/sltrib/news/58292773-78/health-coverage-utah-immigration.html.csp">Feds: 4,300 Utahns must verify immigration status or lose coverage</a></h4> <span class="author vcard"><span class="fn">By kristen moulton</span></span> <span class="source-org vcard"><span class="org fn"> The Salt Lake Tribune</span></span> <h5><span class="updated" title="2014-08-14T01:01:02.769-06:00">Updated Aug 14, 2014 01:01AM MDT</span></h5> <div class ="entry-content">The Obama administration said Wednesday that 4,300 Utahns are among the 310,000 people it is asking by phone, email or letter to provide citizenship or immigration details — or face losing their health insurance. Those being notified bought coverage at the HealthCare.gov website, but their information didn’t match records the government has on file. They can upload the necessary documents at the site. If they don’t do so by Sept. 5, their health coverage will end Sept. 30, the Department of Heal...</div> <h5><a rel="item-license" href="http://www.sltrib.com/pages/privacy"> Copyright 2013 The Salt Lake Tribune. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.</a></h5> </div> 58292773@www.sltrib.com Thu, 14 Aug 2014 01:01:02 MDT 4 keys to appealing a rejected insurance claim http://www.sltrib.com/sltrib/money/58292274-79/story.csp <div class="hnews hentry item"> <h4><a class="url entry-title" href="http://www.sltrib.com/sltrib/money/58292274-79/story.csp">4 keys to appealing a rejected insurance claim</a></h4>

By TOM MURPHY</span></span> <span class="author source-org vcard"><span class="org fn">AP Business Writer</span></span> <h5><span class="updated" title="2014-08-13T13:58:02.444-06:00">Updated Aug 13, 2014 01:58PM MDT</span></h5> <div class ="entry-content">BC-US--On the Money-Health Insurance Appeals,825 4 keys to appealing a rejected insurance claim By TOM MURPHY AP Business Writer Keep calm and take notes. Stay true to this principle and you can improve your odds of successfully fighting a health insurer’s claim rejection. Experts who help with the appeals process say patients have a 50 percent chance or better of prevailing. They say a winning argument may require heavy doses of research and persistence, but the end result is a decision that ca...</div> <h5><a rel="item-license" href="#license-582922742014-08-13T13:58:02.444-06:00" id="#license-2014-08-13T13:58:02.444-06:00"> Copyright 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.</a></h5> </div> 58292274@www.sltrib.com Wed, 13 Aug 2014 13:58:02 MDT Insurer WellPoint plans name change to Anthem http://www.sltrib.com/sltrib/money/58292330-79/wellpoint-anthem-insurer-brand.html.csp <div class="hnews hentry item"> <h4><a class="url entry-title" href="http://www.sltrib.com/sltrib/money/58292330-79/wellpoint-anthem-insurer-brand.html.csp">Insurer WellPoint plans name change to Anthem</a></h4> <span class="author vcard"><span class="fn">By TOM MURPHY</span></span> <span class="source-org vcard"><span class="org fn"> The Associated Press</span></span> <h5><span class="updated" title="2014-08-13T09:37:01.881-06:00">Updated Aug 13, 2014 09:37AM MDT</span></h5> <div class ="entry-content">Indianapolis • WellPoint, one of the biggest players on the health care overhaul’s new insurance exchanges, wants to switch its corporate name back to the Anthem brand its customers know by the end of this year. The nation’s second-largest health insurer said the name it used before combining in 2004 with WellPoint Health Networks is the best brand to go by in a market that’s becoming more consumer-focused. WellPoint sells coverage using its Anthem name in several states, including California, K...</div> <h5><a rel="item-license" href="#license-582923302014-08-13T09:37:01.881-06:00" id="#license-2014-08-13T09:37:01.881-06:00"> Copyright 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.</a></h5> </div> 58292330@www.sltrib.com Wed, 13 Aug 2014 09:37:01 MDT Letter: Take responsibility for living on hill http://www.sltrib.com/sltrib/opinion/58275719-82/insurance-landslide-100-cannot.html.csp <div class="hnews hentry item"> <h4><a class="url entry-title" href="http://www.sltrib.com/sltrib/opinion/58275719-82/insurance-landslide-100-cannot.html.csp">Letter: Take responsibility for living on hill</a></h4> <h5><span class="updated" title="2014-08-08T17:04:17.234-06:00">Updated Aug 8, 2014 05:04PM MDT</span></h5> <div class ="entry-content">I’m reading the news stories about the recent landslide in North Salt Lake and am dismayed at the unwillingness of home owners to accept at least partial responsibility for their foolish purchase of properties on or near a hillside, yet they carry no landslide insurance. They point their fingers at the city of North Salt Lake, developers and engineers. Although these people are experts, they cannot guarantee 100 percent that a hill will not slide, especially during periods of heavy rainfall. Th...</div> <h5><a rel="item-license" href="http://www.sltrib.com/pages/privacy"> Copyright 2013 The Salt Lake Tribune. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.</a></h5> </div> 58275719@www.sltrib.com Fri, 08 Aug 2014 17:04:17 MDT Landslide insurance is not that expensive, if you can get it http://www.sltrib.com/sltrib/politics/58267863-90/insurance-kingdon-landslides-coverage.html.csp <div class="hnews hentry item"> <h4><a class="url entry-title" href="http://www.sltrib.com/sltrib/politics/58267863-90/insurance-kingdon-landslides-coverage.html.csp">Landslide insurance is not that expensive, if you can get it</a></h4> <span class="author vcard"><span class="fn">By Michael McFall</span></span> <span class="source-org vcard"><span class="org fn"> The Salt Lake Tribune</span></span> <h5><span class="updated" title="2014-08-07T11:20:47.595-06:00">Updated Aug 7, 2014 11:20AM MDT</span></h5> <div class ="entry-content">Homeowners insurance tends to exclude landslides, but people can still find coverage. The typical homeowner policy doesn’t cover landslides because carriers don’t want that kind of exposure, said Eric Kingdon, a board member of the Utah Association of Independent Insurance Agents and an independent agent himself. And while it varies company to company, underwriters might deny people such coverage because of their proximity to a steep slope, or based on soil studies that show the earth is soft,...</div> <h5><a rel="item-license" href="http://www.sltrib.com/pages/privacy"> Copyright 2013 The Salt Lake Tribune. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.</a></h5> </div> 58267863@www.sltrib.com Thu, 07 Aug 2014 11:20:47 MDT Utah lawsuit alleges insurance company aided Ponzi scheme http://www.sltrib.com/sltrib/news/58267611-78/randall-central-lawsuit-union.html.csp <div class="hnews hentry item"> <h4><a class="url entry-title" href="http://www.sltrib.com/sltrib/news/58267611-78/randall-central-lawsuit-union.html.csp">Utah lawsuit alleges insurance company aided Ponzi scheme</a></h4> <span class="author vcard"><span class="fn">By Tom Harvey</span></span> <span class="source-org vcard"><span class="org fn"> The Salt Lake Tribune</span></span> <h5><span class="updated" title="2014-08-07T15:21:10.367-06:00">Updated Aug 7, 2014 03:21PM MDT</span></h5> <div class ="entry-content">A lawsuit alleges that a Nebraska life insurance company ignored fraudulent and illegal activities of one of its agents, Dee Randall, the Kaysville man now facing criminal charges that he operated a Ponzi scheme that brought in $72 million. The suit filed in federal court in Salt Lake City claims Union Central Life Insurance of Lincoln “played a critical role in the proliferation of Randall’s scheme” and is asking for at least $29.6 million. Randall, 64, was charged in state court last month wi...</div> <h5><a rel="item-license" href="http://www.sltrib.com/pages/privacy"> Copyright 2013 The Salt Lake Tribune. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.</a></h5> </div> 58267611@www.sltrib.com Thu, 07 Aug 2014 15:21:10 MDT Plan to simplify 2015 health renewals may backfire http://www.sltrib.com/sltrib/world/58229719-68/health-financial-consumers-plan.html.csp <div class="hnews hentry item"> <h4><a class="url entry-title" href="http://www.sltrib.com/sltrib/world/58229719-68/health-financial-consumers-plan.html.csp">Plan to simplify 2015 health renewals may backfire</a></h4> <span class="author vcard"><span class="fn">By RICARDO ALONSO-ZALDIVAR</span></span> <span class="source-org vcard"><span class="org fn"> Associated Press</span></span> <h5><span class="updated" title="2014-07-27T20:19:09.131-06:00">Updated Jul 27, 2014 08:19PM MDT</span></h5> <div class ="entry-content">Washington • If you have health insurance on your job, you probably don’t give much thought to each year’s renewal. But make the same assumption in one of the new health law plans, and it could lead to costly surprises. Insurance exchange customers who opt for convenience by automatically renewing their coverage for 2015 are likely to receive dated and inaccurate financial aid amounts from the government, say industry officials, advocates and other experts. If those amounts are too low, consumer...</div> <h5><a rel="item-license" href="http://www.sltrib.com/pages/privacy"> Copyright 2013 The Salt Lake Tribune. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.</a></h5> </div> 58229719@www.sltrib.com Sun, 27 Jul 2014 20:19:09 MDT Dionne: Ideologue judges out to sabotage Obamacare http://www.sltrib.com/sltrib/opinion/58216124-82/law-circuit-judge-states.html.csp <div class="hnews hentry item"> <h4><a class="url entry-title" href="http://www.sltrib.com/sltrib/opinion/58216124-82/law-circuit-judge-states.html.csp">Dionne: Ideologue judges out to sabotage Obamacare</a></h4> <span class="author vcard"><span class="fn">By E.J. Dionne</span></span> <span class="source-org vcard"><span class="org fn"> The Washington Post</span></span> <h5><span class="updated" title="2014-07-24T01:01:04.415-06:00">Updated Jul 24, 2014 01:01AM MDT</span></h5> <div class ="entry-content">WASHINGTON • Retired Supreme Court Justice John Paul Stevens captured our ideal when he wrote of the judge as “an impartial guardian of the rule of law.” By effectively gutting the Affordable Care Act on Tuesday, two members of a three-judge panel on the D.C. Circuit Court of Appeals showed how far right-leaning jurists have strayed from such impartiality. We are confronted with a conservative judiciary that will use any argument it can muster to win ideological victories that elude their s...</div> <h5><a rel="item-license" href="http://www.sltrib.com/pages/privacy"> Copyright 2013 The Salt Lake Tribune. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.</a></h5> </div> 58216124@www.sltrib.com Thu, 24 Jul 2014 01:01:04 MDT More than 100K Utahns to get refunds from health insurers http://www.sltrib.com/sltrib/home3/58216485-200/refunds-health-average-care.html.csp <div class="hnews hentry item"> <h4><a class="url entry-title" href="http://www.sltrib.com/sltrib/home3/58216485-200/refunds-health-average-care.html.csp">More than 100K Utahns to get refunds from health insurers</a></h4> <span class="author vcard"><span class="fn">By Matt Canham</span></span> <span class="source-org vcard"><span class="org fn"> The Salt Lake Tribune</span></span> <h5><span class="updated" title="2014-07-23T22:39:18.951-06:00">Updated Jul 23, 2014 10:39PM MDT</span></h5> <div class ="entry-content">Because their health insurer failed to spend enough money on patient care, more than 100,000 Utahns will soon get a check in the mail, a rebate to their bank account or a smaller-than-expected insurance bill. Under the Affordable Care Act, insurers must spend at least 80 percent of the money collected through premiums on patient care. Those who fail to hit the mark have to give refunds to their customers. A report released Thursday by the federal government shows that 104,576 Utahns will split $...</div> <h5><a rel="item-license" href="http://www.sltrib.com/pages/privacy"> Copyright 2013 The Salt Lake Tribune. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.</a></h5> </div> 58216485@www.sltrib.com Wed, 23 Jul 2014 22:39:18 MDT Editorial: Republicans waste energy fighting ACA http://www.sltrib.com/sltrib/opinion/58215831-82/court-federal-health-insurance.html.csp <div class="hnews hentry item"> <h4><a class="url entry-title" href="http://www.sltrib.com/sltrib/opinion/58215831-82/court-federal-health-insurance.html.csp">Editorial: Republicans waste energy fighting ACA</a></h4> <h5><span class="updated" title="2014-07-23T17:13:01.611-06:00">Updated Jul 23, 2014 05:13PM MDT</span></h5> <div class ="entry-content">If Republicans, in Utah and across the country, had taken one-tenth of the energy they’ve devoted to trying to kill the Affordable Care Act — and, with it, the most viable hope this nation has of raising its health care availability to the level of the civilized world — and instead devoted it to fixing Obamacare’s many rough edges, we’d have a pretty good system by now. Instead, GOP stalwarts such as Sen. Orrin Hatch and Gov. Gary Herbert are doing an I-told-you-do dance over what they imagine ...</div> <h5><a rel="item-license" href="http://www.sltrib.com/pages/privacy"> Copyright 2013 The Salt Lake Tribune. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.</a></h5> </div> 58215831@www.sltrib.com Wed, 23 Jul 2014 17:13:01 MDT Bloomberg View: No, Obamacare isn’t dead http://www.sltrib.com/sltrib/opinion/58214613-82/obamacare-federal-subsidies-exchanges.html.csp <div class="hnews hentry item"> <h4><a class="url entry-title" href="http://www.sltrib.com/sltrib/opinion/58214613-82/obamacare-federal-subsidies-exchanges.html.csp">Bloomberg View: No, Obamacare isn’t dead</a></h4>