This is an archived article that was published on sltrib.com in 2008, and information in the article may be outdated. It is provided only for personal research purposes and may not be reprinted.
As debt mounts, it can put pressure on household finances, and lead to long-term credit problems. Several Web sites provide insights on how to manage and consolidate debt.
* Bankrate.com, www.bankrate.com/brm/ news/debt/debtguide2004/consolidating-debt.asp, explores the causes and hidden dangers of debt, and has a debt-load analyzer.
* Credit.com, www.credit.com/credit information/debt help/Debt- Consolidation-The-Pros-and-Cons-of-Your-Major-Options.jsp, covers the pros and cons
of debt consolidation and debt reduction options.
* Debt Consolidation Guides, www.debtguides.org/debtconsolidation.html, discusses types of debt, debt management and debt solutions.
* SmartMoney.com, www.smartmoney.com/ personal-finance/debt/live-debt-free-21847, offers four debt management and reduction tactics.

